e-ReferenceDesk's College and 50 State Learning Resource Guide

Debt Consolidation Services

Home Equity Loans

If you need money and already have a mortgaged property where you have a reasonable amount of equity, then consider getting information on a home equity loan. Read More >>>

Debt Consolidation: Home Equity Loans and Lines

Save time. Lower your interest rate. A debt consolidation home equity loan or line of credit may be the answer

Debt consolidation, in simple terms, means taking all the money you owe to different sources, or in most cases, different credit card companies, and putting it into one source of debt - either another credit card or some other type of loan.

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Here's OTHER companies offering Debt Consolidation products to find the exact combination of service, products, and value you want.

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American Debt Enders

American Debt Enders is a Personal Debt Management and Free Credit Counseling referral service offering multiple services and solutions to relieve debt. Enroll you in a Debt Consolidation Program to dramatically Lower Interest Rates, and protect your credit. Enroll you in an FTC compliant Debt Settlement Program with No Upfront Fees.Provide Legal Information if you are being harassed by Creditors. Set Up A Free Consultation with a Bankruptcy Attorney, if necessary. We have access to resources you simply are not aware of. Stop being a victim and achieve debt freedom

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eGuide Services Debt Settlement

If you are in need of debt settlement eGuide Services will assign an attorney to negotiate with your creditors and monitor for FDCPA violations. Complete eGuide Services no obligation online form and one of eGuide Services representatives will create a settlement plan to assist you with your debt settlement needs.

And, for those that have gotten themselves into trouble over mounting debt, there are organizations that can help them consolidate their debt or better manage it. Within each state, there are many organizations that assist people with debt management, tax relief, debt settlement, and debt consolidation. Many of those that get into credit card debt need advice on spending patterns, organizing their finances, and understanding interest rates and their effects of loan payback.

These counseling programs vary by state. Most states' Departments of Health and Human Services will have some Debt Consolidation Companies available, and they are typically run at the county level with the partnership of local financial institutions. There generally are also many other non-profit debt consolidation organizations available that operate independent of the state government. These organizations vary in credibility, and any potential customers should do their homework. A good way to investigate these firms is to call the state attorney general's office and the local better business bureau to see if there have been any complaints filed against the firm.

Debt Consolidation: Home Equity Loans and Lines

Financial Services

Keeping on top of our personal finances takes a lot of time and organization. Many people take this task lightly and a wake up call is necessary to give them a jolt of fiscal responsibility. Unfortunately for many, this wake up call comes after personal debt has become a burden in life.