Michigan State...
|
|
|
|
|
| |
Credit Counseling Services
|
|
•
•
•
|
| |
|
|
Michigan Credit Counseling
Although Michigan has seen a relatively low growth rate in property values during the 1990s – at 6.9% according to the 2000 census – the last four years has seen an increase in this growth rate. This growth, coupled with a boom in consumer spending in Michigan, largely financed by credit card lending, has led to a real increase in personal debt.
Debt is a problem in every State in the US, with 20% of Americans having reached their credit limits on their credit cards, and average credit card debt is $8400. Americans pay an average interest rate of 18.9% on their credit cards, making debt very expensive and extremely difficult to clear. Other kinds of debt include personal loans, bank overdrafts and store card debt, all of which can contribute to uncomfortable levels of monthly repayments.
You need to find a way of getting out of the debt cycle, and Michigan credit counseling services will help you to decrease your interest rates and the monthly repayments that can cripple you. If you are feeling threatened by the levels of your indebtedness, you should seek professional help. You will find that your debt problems are dealt with, giving you the chance to rebuild your financial health.
Michigan Credit Counseling Services
DebtWave Credit Counseling, Inc.
|
|
|
DebtWave Credit Counseling, Inc. offers a program to its clients that enables them to repay their debt in a timely fashion. We specialize in working primarily credit cards; however, we are usually able to assist clients with any bills that are considered to be unsecured. Below is a list of benefits that we are typically able to obtain for our clients:
-
Reduce your interest rates
-
Lower your monthly payment
-
Consolidate into one monthly payment
-
Eliminate late & overlimit fees
-
Stop harassing phone calls (if behind)
|
|
|
Financial Services
|
 |
|
Keeping on top of our personal finances takes a lot of time and organization. Many people take this task lightly and a wake up call is necessary to give them a jolt of fiscal responsibility. Unfortunately for many, this wake up call comes after personal
debt has become a burden in life. |
|
| |
|
