Credit Counseling Services

Take control of your financial commitments

If you possess one or more credit cards and find that you cannot meet the payments, like many consumers, you need to consider the benefits of a consumer credit counseling services. The longer the payment is outstanding, the more you will accrue in, often expensive, late payment fees and high interest. You are not alone; many people find themselves in this position. According to The United States Census Bureau, 28% of credit card holders almost never met their payments in 1997 and it is believed that the situation is getting worse.

You need to take control of your financial commitments. Consumer credit counseling services are designed to help you assess and improve your use of credit. Part of the process is to review the terms of your current credit cards such as the interest rate and late payment penalties. Credit counseling will suggest ways to reduce your financial burden, and ensure that you do not slip back into debt.

DebtWave Credit Counseling, Inc.

DebtWave Credit Counseling, Inc. offers a program to its clients that enables them to repay their debt in a timely fashion. We specialize in working primarily credit cards; however, we are usually able to assist clients with any bills that are considered to be unsecured. Below is a list of benefits that we are typically able to obtain for our clients:

Reduce your interest rates
Lower your monthly payment
Consolidate into one monthly payment
Eliminate late & overlimit fees
Stop harassing phone calls (if behind)

Debt Relief Network

Overcome your debt and get help reducing harassing creditor phone calls without having to file for bankruptcy. At Debt Relief Network, we understand that unforeseen circumstances in life (divorce, medical bills, unemployment, etc.) can sometimes lead to a seemingly overwhelming debt burden. Our experienced, friendly personal counselors will work with you to help you overcome your debt and get on the road to financial freedom.

Financial Services

Keeping on top of our personal finances takes a lot of time and organization. Many people take this task lightly and a wake up call is necessary to give them a jolt of fiscal responsibility. Unfortunately for many, this wake up call comes after personal debt has become a burden in life.